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Expert Insight

Mads Jensen, Insurance Specialist

Interview with Mads Jensen

Senior Automotive Insurance Specialist at Nordic Coverage Associates

Q: What's unique about Danish car insurance compared to other European countries?

"Denmark has one of the most consumer-focused insurance systems in Europe. Unlike some countries, Danish policies often include roadside assistance as standard. Also, our pricing model is heavily regulated to ensure fairness, with insurers required to justify premium increases based on clearly defined risk assessments. This creates a more transparent market than you might find in Southern or Eastern European countries."

Q: What's your top tip for Danish residents looking to save on car insurance?

"Most Danes don't realize they can significantly reduce premiums by combining policies. Bundling your car insurance with home and personal liability insurance can save up to 25% with some providers. Additionally, installing approved security devices can reduce premiums by 10-15%. These savings are substantial given that Danish insurance costs are among the highest in Europe due to our high vehicle taxation."

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